Property Taxes, Are You Paying Too Much?

We wanted to tell you about a company that has just started in efforts to help home owners reduce their property taxes, especially those who have purchased in the last few years.

 The fee is only $300 and if they do not save you at least $600 then they are free! If YOU can’t benefit from this service you probably know someone who can, so pass the info on!Click the link below for more information. www.rspservices.net

You asked…..What is the Economic Stimulus Act of 2008…

 The Economic Stimulus Act of 2008 is a $168 billion plan intended to jumpstart the sliding U.S. economy. While a lot of media attention has been focused on the $600-$1,200 rebate checks that millions of taxpayers will begin receiving this spring, the new bill is also designed to help certain “high-cost regions” of the struggling housing market by: 

  • Temporarily increasing the “conforming loan limit” from $417,000 to as high as $729,750 in specified areas; and
  • Temporarily increasing the size of loans the Federal Housing Administration (FHA) can insure from $362,000 to as high as $729,750 in specified areas.

If you, your friends or family are looking to purchase a home in a “high-cost region,” this is great news. These temporary increases could help avoid the higher interest rates associated with “non-conforming,” or jumbo, loans. So how do you know if your area qualifies? It is the responsibility of the Department of Housing and Urban Development (HUD) to determine, within the next 30 days, what the median home price is for regions across the country.While all of this is great news, I should remind you that qualification standards are tougher than ever. So your credit score and credit worthiness are more important than ever.  

The Miracle of Life

Grandma…Grandmother…Granny…Avila…  Hmmmm it seems so weird…  Another generation…. What a blessing.  I must have really done something wonderful to receive the honor and title of Grandmother. My son Ronald and his wife Sonia are expecting. The new arrival is expected August 15TH 2008.  Thbaby_lathrop_ipod.gifbaby_lathrop_ipod.gife apple of my eye is having a baby. “Oh My Gosh” I’ve decided to journal the emotions, happenings and events of the joyous occasion.  Be careful what you say….the baby can hear you… baby_lathrop_ipod.gif

 

Welcome Everyone

My name is Tammy Lathrop.  For nearly three decades I have had the privilege of assisting families in fulfilling their dream of homeownership. Some say it is a gift, others a miracle.  From college students, to newlyweds, first time buyers, single parents, moving up, down sizing, vacation homes, rentals….and so on….what’s your dream?  When it comes to Real Estate, what interests you? Do you want to know the rates, statistics, dates and/or topics of local seminars? Tell me, what toots your whistle? Are you interested in a career in Real Estate, escrow, loan processing?  How about a day with a Realtor, shadowing a Realtor or following a prospect from the initiation to moving day, Do realtors really make too much money for their time, knowledge and experience?  My intent is to journal topics that interest you, how can I help You?